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Protect what means the most to you.

Hoff Insurance specialists are here to create an insurance program that provides the best coverage for your needs – at the most affordable price.

The option to combine home and auto can help increase savings and provide the most robust coverage plans.

Additionally, we offer extra benefits such as single deductibles (combined coverage only), emergency lockout coverage, accidental death benefits, and air bag replacement from accidental deployment.


Adequate coverage ensures safety and peace-of-mind behind the wheel. From accidents and injuries to hit-and-runs, it is vital to keep your car insured to protect you and those around you when accidents occur.

Hoff Insurance provides customized coverage to fit your needs. We help you design a program that fits your investments and keeps you safe on the road.

Hoff provides:

    Liability Coverage

    Comprehensive Coverage

    Collision Coverage

    Uninsured & Underinsured Motorist Coverage

    Diminishing Deductible

    Accident Forgiveness

    Minor Violation Forgiveness

    Roadside Assistance

    Specialty Auto Insurance

    24-Hour Customer Service


    Rental Reimbursement

    Medical Payments Coverage

We provide coverage primarily in Franklin County but are able to serve the entire state of Missouri.


Protecting your most valuable assets is what we do. Boat insurance can be customized to meet your specific needs based on coverage level and budget. We offer low-cost policies, available for most all boat types and are serviced by our highly trained customer service professionals. Get a quote today to protect your most prized possession.


Hoff Insurance knows you’ve worked hard to turn your home into the perfect living space for you and your family, but sometimes accidents like fire or severe storms can cause major damage. We are committed to serving all of your insurance needs. With a customized Mobile Home Insurance policy, you can have peace of mind, knowing your home and belongings are protected in the event of a covered loss.

Mobile Home Insurance works much like a typical Homeowners policy and typically includes features such as: Personal Property Protection, Family Liability Protection, Guest Medical Protection, Home & Structure Protection and Additional Living Expenses to help you through the repair process.

Contact Hoff Insurance to get a quote and more information on Mobile Home Insurance.


Your family should be looked after in all situations, in both accomplishments and setbacks. But should something unexpected happen to you, you will want to be prepared for providing the assurance your family needs to keep their futures safe and sound. At Hoff’s Insurance, we design customized coverage plans to keep your family protected in the event of your untimely death.

Gain peace of mind knowing your finances and beneficiaries are secure. Hoff Insurance has extensive experience and will cover all of your options with you, with resources from 150 companies. Options include:

Individual Life Insurance

Mortgage Protection Insurance

Disability Insurance

For information or a free quote please contact Hoff Insurance below.


Protect your livelihood.

No matter the size of your farm, we understand the value of insuring your greatest asset. At Hoff Insurance, we are dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a successful operation. You work hard to keep your business running smoothly, so allow us to help you protect all of your hard work.

Customize a policy with us with the following features:

Farm Owners Insurance

Farm Livestock Insurance

Equine Insurance

Farm Equipment Insurance

Farm Dwelling Insurance

Farm Structures Insurance

Farm Auto Insurance

Farm Umbrella Insurance

Farm Liability Insurance

For more information and a free quote, contact Hoff Insurance below.


Having fun is what life is all about. Whatever your thrill, Hoff’s Insurance offers protection otpions to meet your recreational needs.

From RVs and boats to ATVs, Hoff’s Insurance Specialists can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

Design a coverage plan for your recreational needs, including features like:

Motorcycle Insurance

Motorhome Insurance

ATV Insurance

Snowmobile Insurance


Hoff’s Insurance knows the value of good employees. The success of your business depends on their hard work, expertise, and dedication. Suppling them with quality benefits allows your employees to work with the peace of mind to get the job done.

Should an accident happen, having the right Workers’ Compensation plan from Hoff’s Insurance allows your business to ensure payments and cover expenses if an employee is injured from a work-related accident.

Some benefits we offer include:

An injured employee’s medical expenses/treatment

The replacement of lost wages from injury time off

Not offering workman’s comp can result in lawsuits and angry employees. Protect the people who give you their time and effort by investing in a workman’s comp policy with Hoff Insurance.